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There are over 100 quality insurance companies that have competitive rates. You MUST deal with an agent/agency (like ours) that represents all of the competitive carriers (not just 10 or 20) if you want the best rate and value.
We can offer you over 50 years combined experience in the insurance industry and help you determine the best policy for you. Whether your life insurance need is short term or long term, temporary or permanent, meant as an investment or a retirement vehicle. We’ll give you the right information and get you the best rate available.
CONTACT US NOW TO FIND OUT THE BEST RATES AND VALUE FOR YOU FROM HUNDRED’S OF INSURANCE COMPANIES. YOU WON’T BE ABLE TO FIND RATES FROM MORE CARRIERS ANYWHERE ONLINE OR OFF! WE CAN OFFER YOU INSURANCE FROM EVERY QUALITY COMPANY IN THE COUNTRY!
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Don’t waste your time, contact us before applying to any carrier. We’ll analyze the best rates for you and if you may not qualify for lowest, we’ll have you apply to more than 1 company if necessary.
Besides getting the lowest rate, you should also buy a term product that has a good conversion option and is convertible for the full level premium term period in case you want to continue coverage beyond the initial term period or if you ever decide to sell your policy for cash.
In determining the rate for which you qualify, all competitive insurance co’s are looking at your family history, driving record, hazardous sports/avocations and foreign travel in addition to your personal health (cholesterol, blood pressure, height/weight, medical history, etc.). So you need an agent who can place you with the best insurance company for you.
Many insurance co’s have a great low (teaser) rate that most people won’t qualify for. These people wait 6 – 8 weeks after applying to find out the actual rate for which they qualify is higher than expected.
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If you apply and do not qualify for the rate we originally quote or better, we’ll negotiate on your behalf to improve on the offer and we’ll shop with other carriers to get better offers if necessary.
But don’t all insurance co’s look at your health and other history the same way?
NO WAY! For example, one carrier requires total cholesterol to be under 200 to qualify for their lowest rate, whereas another competitive carrier allows up to a 300 total cholesterol level for their lowest rate!
Some insurance co’s are better if you’re a scuba diver, if you travel abroad, if you smoke an occasional cigar or cigarette, if you take medication for cholesterol or blood pressure, if you’ve had past heart disease, cancer, etc.
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Since 1969, we have been able to get our clients the ABSOLUTE best insurance rates possible for term and permanent life insurance.
We will also review your policy periodically and notify you if you could ever save money and/or get a better policy in the future with another carrier.
MOST IMPORTANTLY, We will be here if/when your beneficiary needs to file a death claim. We’ll make the process as quick an easy as possible and we will handle all correspondence with the insurance company.
Our service is FREE, so call us today at 1-800-380-3533 or just click on link below to find out the absolute BEST rates and value for which you could qualify!